<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.hzinsurance.ch/insurance-news/rueckversicherer-trotzen-2026-preisdruck-und-risiken/9yrdxt9</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T15:30:12Z</news:publication_date><news:title>Schaden- und Haftpflicht-Rückversicherer bleiben 2026 robust</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/innovative-medikamente-zugang-in-der-schweiz-gefaehrdet/6spbbvb</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T15:15:49Z</news:publication_date><news:title>Interpharma sieht Zugang zu innovativen Medikamenten unter Druck</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/ki-partnerschaft-fuer-bessere-risikobewertung/v1gbrnv</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T15:05:00Z</news:publication_date><news:title>Swiss Re und SAS unterstützen Versicherer mit KI-gestützter Risikoanalyse</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/frankfurter-leben-staerkt-position-mit-athora-ubernahme/rzkhqk7</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T06:44:50Z</news:publication_date><news:title>Frankfurter Leben Gruppe übernimmt Athora Deutschland</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/krankenkassenpraemien-so-viel-koennen-schweizer-sparen/x7mj3qb</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T06:31:54Z</news:publication_date><news:title>Krankenkassen: Die Macht der Gewohnheit</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/rabais-sur-les-medicaments-lofsp-est-rappele-a-lordre/zkd5xhc</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T05:46:23Z</news:publication_date><news:title>Les assurés suisses ne profitent que peu des rabais des médicaments</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/medikamentenrabatte-erreichen-patienten-nicht/tk1q2rs</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T05:33:46Z</news:publication_date><news:title>Finanzkontrolle rügt Aufsicht bei Arzneimittel-Vergünstigungen</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/price-walking-warum-schweizer-versicherer-handeln-muessen/5k9yxtn</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-13T04:00:00Z</news:publication_date><news:title>Verbot von Price Walking – Wenn Treue teuer wird </news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/mehr-als-zwei-millionen-hunde-katzen-und-co-in-deutschland-abgesichert/flts4x0</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T14:00:00Z</news:publication_date><news:title>Mehr als zwei Millionen Hunde, Katzen und Co. in Deutschland abgesichert</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/versicherer-zurich-deutschland-setzt-auf-ki-und-guidewire-cloud/7tg7sv3</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T13:00:00Z</news:publication_date><news:title>Zurich Gruppe Deutschland steigt auf Guidewire Cloud um</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/notizie-assicurative/allianz-svizzera-un-momentaneo-calo-nel-settore-delle-assicurazioni-vita/jz307wt</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T12:03:51Z</news:publication_date><news:title>Allianz Svizzera: un momentaneo calo nel settore delle assicurazioni vita</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/schweizer-pensionskassen-juli-rendite-leicht-negativ/xl9jl26</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T12:00:00Z</news:publication_date><news:title>Pensionskassen im Juli mit negativer Anlageperformance</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/bundesrat-plant-lohnobergrenze-fuer-krankenkassen-kader/06n8xe9</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T10:58:50Z</news:publication_date><news:title>Bundesrat will Löhne von Krankenkassen-Kadern deckeln</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/le-conseil-federal-souhaite-plafonner-les-salaires-des-cadres-des-caisses-dassurance/hdwd61r</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T10:54:07Z</news:publication_date><news:title>Assurance maladie: vers une limitation des indemnités des cadres</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/les-caisses-de-retraite-avec-une-performance-negative-en-juillet/sey8k8x</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T10:49:41Z</news:publication_date><news:title>Les caisses de pension plombées par la guerre en juillet </news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/allianz-suisse-dresse-le-bilan-dun-premier-semestre-couronne-de-succes/b7s1ccy</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T09:44:14Z</news:publication_date><news:title>Allianz Suisse: accès de faiblesse inconséquent dans l'assurance vie</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/le-boom-des-centres-de-donnees-ouvre-une-nouvelle-ere-de-risques/rmkrt8w</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T09:00:51Z</news:publication_date><news:title>Le boom des centres de données ouvre une nouvelle ère de risques</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/allianz-suisse-steigert-operativen-gewinn-im-1-halbjahr-2026/fbl4767</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T08:05:01Z</news:publication_date><news:title>Allianz Suisse setzt eingeschlagene Strategie konsequent um</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/rechenzentren-wachstum-risiken-und-versicherung-bis-2030/mq64tx2</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T06:46:36Z</news:publication_date><news:title>Boom bei Rechenzentren läutet neue Ära von Infrastrukturrisken und -chancen für Versicherer ein</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/hannover-rueck-erwartet-rekordgewinn-trotz-preisverfall/1kgy9fw</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T06:12:57Z</news:publication_date><news:title>Hannover Rück hält trotz Preisverfall an Gewinnziel fest</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/versicherungsrisiken-sind-fuer-private-investoren-attraktiv/ml8q5t6</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-12T04:30:00Z</news:publication_date><news:title>Wie privates Kapital den Risikotransfer neu prägt</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/notizie-assicurative/catastrofi-naturali-primo-semestre-tranquillo-per-gli-assicuratori/8r89qh7</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-08-11T11:57:00Z</news:publication_date><news:title>Catastrofi naturali: primo semestre tranquillo per gli assicuratori</news:title></news:news></url></urlset>
