<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.hzinsurance.ch/insurance-news/inflation-bleibt-fuer-versicherer-groesstes-risiko/w40c31l</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-29T14:16:29Z</news:publication_date><news:title>Versicherer setzen verstärkt auf externe Partner</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/kfz-versicherung-2026-reparaturen-treiben-kosten/2bqplz0</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-29T13:55:10Z</news:publication_date><news:title>Deutsche Auto-Versicherer erwarten 2026 nur ein knappes Plus</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/wtw-steigert-umsatz-und-gewinn-in-q3-2026/d2jx1e9</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-29T13:45:02Z</news:publication_date><news:title>WTW steigert Quartalsumsatz um acht Prozent</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/la-derive-du-climat-touche-une-multitude-de-secteurs/cmrtn7b</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-29T13:20:06Z</news:publication_date><news:title>Des outils pour mieux affronter les défis du dérèglement climatique</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/schweiz-plant-anpassung-an-klimawandel-folgen/jdn0mk7</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-29T10:22:18Z</news:publication_date><news:title>Klimawandel erhöht Risiken für Schweiz in vielen Bereichen</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/praevention-und-medizinischer-fortschritt-bieten-erhebliche-chancen/zpgk9kg</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-29T05:30:00Z</news:publication_date><news:title>Longevity: Der Wert gesunder Lebensjahre</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/ploetzlich-gelaehmt-suva-zeichnet-srf-reportage-aus/j8gh322</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-28T13:35:14Z</news:publication_date><news:title>Erster Suva-Medienpreis in der Deutschschweiz verliehen</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/hitze-forderte-2023-mehr-tote-als-hiv/3tlp1bj</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-28T13:22:00Z</news:publication_date><news:title>Erderwärmung muss zum «globalen Gesundheitsnotstand» erklärt werden</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/ki-agenten-sollen-versicherungsprozesse-beschleunigen/54l0e7r</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-28T12:36:00Z</news:publication_date><news:title>Guidewire stellt Kernplattform für Agentic Insurance vor</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/mehrere-jobs-bundesrat-plant-pensionskassen-pflicht/065gxm9</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-28T12:09:12Z</news:publication_date><news:title>Menschen mit mehreren Jobs sollen bessere Vorsorge erhalten</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/versicherer-suchen-partner-ueber-anlagen-hinaus/w9k86pl</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-28T11:19:00Z</news:publication_date><news:title>Partnerschaften in Geschäftsmodellen von Versicherern werden bedeutender</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/le-rechauffement-doit-etre-declare-urgence-sanitaire-mondiale/qy76hv2</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-28T09:16:22Z</news:publication_date><news:title>Le réchauffement doit être déclaré «urgence sanitaire mondiale»</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/bei-entlassungen-gibt-es-fuer-unternehmen-einiges-zu-beachten/yhprb2s</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-28T05:30:00Z</news:publication_date><news:title>Reicht das soziale Netz bei Entlassungen?</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/actualites-assurances/lue-veut-se-preparer-a-un-rechauffement-de-3-c-en-2100/mgqnsfd</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-27T14:48:12Z</news:publication_date><news:title>L'UE veut se préparer à un réchauffement de 3 °C en 2100</news:title></news:news></url><url><loc>https://www.hzinsurance.ch/insurance-news/eu-plant-gesetz-gegen-wachsende-klimarisiken/y4d494r</loc><news:news><news:publication><news:name>HZ Insurance</news:name><news:language>de</news:language></news:publication><news:publication_date>2026-10-27T14:44:39Z</news:publication_date><news:title>EU-Kommission will Europa besser gegen Klimaschäden wappnen</news:title></news:news></url></urlset>
